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SIHL accepts Debit Card, Credit Card, Net Banking, UPI, NEFT, RTGS, IMPS, Cheque and Demand Draft. All payments are processed via RBI-approved, PCI-DSS compliant payment gateway.

Is my payment information secure?

Yes. SIHL uses 256-bit SSL encryption and RBI-approved payment gateways. We never store your card details. All transactions comply with SEBI and RBI security guidelines.

What if my payment fails or gets duplicated?

If payment fails or session times out, check your bank statement first. If debited but order not confirmed, email helpdesk@sihl.in with transaction ID. Funds are reconciled within 3-5 working days as per RBI guidelines.

Introducing

SPECIALIZEDINVESTMENT FUNDS

New Era of Elite Investing

A Specialized Investment Fund (SIF) is a SEBI-regulated investment vehicle for sophisticated investors, offering flexible strategies across assets like equities, bonds, real estate, and private equity. With a ₹10 lakh minimum, SIFs are limited to experienced investors, and only well-qualified AMCs can manage them, ensuring strong governance and oversight.

Multiple SIF Options Tailored to Your Needs

At SIHL, we provide a range of Specialized Investment Fund (SIF) strategies so you can choose the option that best matches your financial goals, risk appetite, and investment horizon.

Explore SIF/NFO

What’s So Special About SIF

SIF gives you PMS-level strategies and freedom (long–short, hedging, derivatives) with the tax efficiency of a mutual fund.

Derivatives Are Allowed (Unlike Mutual Funds)
SIFs can use derivatives to hedge, protect capital, or generate extra returns — something regular mutual funds cannot do.
Can Long & Short
SIFs can profit in rising and falling markets. Mutual funds can only buy and hold.
Hedging Flexibility
SIFs can hedge, they can reduce downside risk during market volatility. Mutual funds cannot hedge the same way.
Long-Term Capital Gains Tax
Enjoy MF-like taxation while using advanced strategies

Let’s Understand the Types of SIF Categories

Specialized Investment Funds (SIFs) follow one of three key investment strategies

HYBRID STRATEGY

EQUITY-ORIENTED

DEBT-ORIENTED

Each strategy operates within a defined framework that specifies:

Investment allocation limits
Redemption frequency
Permitted short positions(up to 25% through derivatives)

investment strategy as defined by SEBI:

The structured approach ensures transparency, risk control, and consistency in performance.

EQUITY

Equity Long-Short Fund

Min equity:80%Max UnhedgedShort exposure:25%

EQUITY

Equity Ex-Top 100 Long-Short Fund

Min Equity (stocks excluding top 100stocks by market cap) – 65%Max Unhedged short exposure: 25%

EQUITY

Sector Rotation Long-Short Fund

Min equity in upto 4 sectors: 80%Max Unhedged short exposure: 25%

DEBT

Debt Long-Short Fund

Investment across duration, incl. unhedged short exposure throughexchange traded debt derivative instruments.

DEBT

Sectoral Debt Long-Short Fund

Instruments of at least two sectors, Max single sector: 75%Max unhedged short exposure: 25%

HYBRID

Active Asset Allocator Long-Short Fund

Dynamic investment across asset classesMax unhedged short exposure: 25%

HYBRID

Hybrid Long-Short Fund

Minimum equity: 25%, Minimum debt: 25%, Maximum Unhedgedshort exposure: 25%

SIF VS Other Investment Avenues - Know the Difference

SIF (Specialized Investment Fund)

Target Investors :

Investors who want smarter, flexible, and tax-efficient investment options.

Minimum Investment :

₹10 lakh

Structure :

A hybrid structure that blends features of MFs and PMS/AIF, while keeping MF style taxation.

Strategies :

Flexible strategies such as long-short, dynamic asset allocation, and more.

Taxation :

Taxation similar to mutual funds, based on the underlying asset class.

Liquidity :

Moderate liquidity, depending on the strategy.

Suitability :

Investors looking for flexible investment options with tax-efficient benefits.

Mutual Fund (MF)

Portfolio Management Services (PMS)

Alternative Investment Fund (AIF)

Beginners as well as experienced long-term investors.

High-net-worth investors who want personalized, professionally managed portfolios.

Ultra-high–net-worth individuals and institutions looking to invest in unique, non-traditional opportunities.

Starts at just ₹100 (both SIP and lump sum).

₹50 lakh

₹1 crore

Pooled, SEBI-regulated investment vehicle

Individually managed portfolio with direct ownership of stocks.

Pooled, privately placed schemes

Equity, debt, hybrid, and index-based investment options.

Customizable strategies such as thematic, concentrated, or sector-focused portfolios.

Private equity, venture capital, hedge strategies, real estate, and special situation investments.

Tax-efficient, offering indexation and capital gains benefits.

Taxation depends on how each individual security is treated.

Pass-through taxation that varies by category of the fund.

High liquidity, since these are open-ended funds.

Moderate liquidity, with possible exit loads or notice periods.

Low liquidity, as these products are generally closed-ended.

For Beginners and long-term retail investors.

High-net-worth investors seeking active and customized portfolio management.

Sophisticated investors looking for higher-return opportunities and willing to take on higher risk.

SPECIALIZEDINVESTMENT FUNDS

Multiple SIF Options Tailored to Your Needs

What’s So Special About SIF

Derivatives Are Allowed (Unlike Mutual Funds)

Can Long & Short

Hedging Flexibility

Long-Term Capital Gains Tax

Let’s Understand the Types of SIF Categories

HYBRID STRATEGY

EQUITY-ORIENTED

DEBT-ORIENTED

Categories Under SIF

Equity Long-Short Fund

Equity Ex-Top 100 Long-Short Fund

Sector Rotation Long-Short Fund

Debt Long-Short Fund

Sectoral Debt Long-Short Fund

Active Asset Allocator Long-Short Fund

Hybrid Long-Short Fund

SIF VS Other Investment Avenues - Know the Difference