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India is one of the fastest-growing economies in the world, attracting global investors eager to be part of its dynamic growth story. For NRIs, investing in India offers, Geographic & Currency Diversification,Access to High-Growth Sectors & Long-Term Wealth Creation Potential.At SIHL, we enable Non-Resident Indians (NRIs) around the world to invest easily in India’s financial markets. Whether you’re based in the US, UAE, UK, Singapore, or any other country, our NRI services are designed to offer a secure, transparent, and hassle-free investment experience.
Invest in India’s Future—Explore Varied Investment Avenues
NRI Investment Steps – Quick Guide
NRIs can invest in the Indian stock market under PIS (Portfolio Investment Scheme), which is regulated by RBI. NRIs are allowed to trade in Indian markets for investment purpose and not intraday speculation purpose.
One can start investment process by following the below mentioned three steps.
Choose the Investment Route
PIS Route
(for listed stocks & IPO via NRE accounts)
Non-PIS Route
(for F& O and Mutual Funds)
Open anNRE / NRO Demat and Trading accounts
Check the list of stocks that have reached the foreign shareholding cap and are not permitted for additional purchase for NRE investments
Click here for stock list
Bringing Indian Markets Closer to Global Indians
With SIHL, you don’t just store securities — you unlock IPO access, online investment and build long-term wealth.
An NRI Trading Account allows Non-Resident Indians (NRIs) to buy and sell securities such as equities, mutual funds, and IPOs on Indian stock exchanges, while Just like bank accounts, NRIs can hold two types of Demat accounts for investment purposes — NRE or NRO — or Both for greater flexibility.
NRE & NRO Demat and Trading Accounts for NRIPick the Perfect Account - NRE, NRO or Both?
NRE Demat & Trading Account(Investment on Repatriation Basis)
An NRE Demat and Trading Account is designed for NRIs to hold, invest, and trade in Indian securities using foreign-sourced income — with full flexibility to repatriate both capital and profits abroad through an NRE bank account, while keeping foreign income separate from Indian earnings in compliance with FEMA and RBI regulations.
- 100% Repatriable — move money and profits freely abroad
- Earn abroad but want to participate in India’s growth
- Plan to send profits or capital back to their country of residence
Key Benefits
- Allows Fully repatriable — both capital and profits can be freely transferred abroad.
- Only foreign-sourced income (earned outside India) is permitted for deposits.
- Enables investment in Indian stocks, mutual funds, bonds, and IPOs using foreign currency.
- Linked to NRE Bank account; transactions in foreign currency
- Interest on NRE deposits is tax-free in India
- Ideal for investments that require repatriation, such as through the Portfolio Investment Scheme (PIS).
- Fund transfers from NRO Bank account to NRE Bank account are not permitted.
Limitations:
- Deposits of Indian income (e.g., rent, pension, dividends earned in India) are not allowed.
- A PIS account is mandatory for equity investments.
NRO Demat & Trading Account(Investment on Non-Repatriation Basis)
An NRO Demat and Trading Account is designed for NRIs to hold, invest, and trade in Indian securities using income earned within India — such as rent, dividends, or capital gains through NRO bank account— while staying fully compliant with RBI and SEBI regulations.
- Rental income from property
- Dividends from Indian shares
- Interest on fixed deposits or savings
- Pension or inherited assets
- Capital gains from previous Indian investments
- Resident holdings of shares transfer to an NRO Demat account.
- It allows NRIs to continue investing in India while keeping domestic earnings separate and compliant with Indian laws.
Key Benefits
- Allows limited repatriation — up to USD 1 million per financial year, subject to documentation and regulatory compliance. Dual-source funding – Use both Indian and foreign income for investments.
- Both Indian and foreign-sourced income is permitted for deposits.
- Enables investment and trading in Indian stocks, F&O, IPO and Mutual funds using non-repatriable funds.
- Linked to NRO Bank account; transactions managed using domestic earnings.
- Interest on NRO deposits is taxable in India.
- Ideal for trading with Indian-sourced income — no PIS account required; only an NRO savings account is needed.
- Funds can be transferred from NRE to NRO account.
Limitations:
- Requires filing of income tax returns in India.
- Additional documentation is needed for repatriation of funds abroad.
Choose Smart, Invest Right
- Situation
- Recommended Account
- You want to invest in Indian markets and repatriate profits easily
- NRE (with PIS)
- You have income in India (rent, dividends, etc.) and want to reinvest it
- NRO
- You want to do both
- Both NRE & NRO accounts can be maintained separately
Maximize Flexibility:
Open Separate Trading and Demat Accounts linked to Both NRE and NRO for Seamless Investing
Check the list of stocks that have reached the foreign shareholding cap and are not permitted for additional NRI investments. NSDL
Let’s Understand F&O Trading for NRI Clients
SIHL, a SEBI-registered broker and custodian, enables NRIs to open an F&O trading account seamlessly — compliant with all regulatory requirements.
F&O (Futures & Options) trading allows NRIs to participate in India’s derivatives market — helping them hedge risks or speculate on market movements.
- Allowed under Non-PIS route
- Linked to an NRO bank account for margin and settlement
Key Points to Remember
All accounts must be NRI-compliant and adhere to FATF country eligibility norms.
All transactions must be reported as per SEBI norms.
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Still Holding Physical Share Certificates? Let’s Digitize Them!
If you're an NRI holding physical share certificates, you can convert them into electronic (Demat) form by following RBI and SEBI-compliant procedures.
Verify your Share Certificate with RTA- 1Open an NRO/NRE Accounts with SIHL
- 2Submit the original share certificates along with the
Demat Request Form (DRF) - 3Provide necessary NRI documentation.Open Free Account Page - Explore Types of account -NRI Account
- 4Once verified, the shares will be converted to electronic format and held in your NRO Demat account
NRI Holding Resident Shares?
We’ve Got You Covered as well
If you’re an NRI still holding shares in your Resident Demat account, here’s how to transfer them to an NRO Demat account:
- 1 Need to have PAN - AADHAAR link ( seeded) Or On Non existence of Aadhar ,Pan Card with NRI status required
- 2 Submit NRI Documents
- 3 Resident to NRO Status Convert Process
- 4 Exchange will verify the status
- 5 Continue to Operate same Demat account as NRO Demat Account.
We simplify the entire process—securely
- End-to-End Demat ConversionAssistance in converting physical share certificates into electronic form via a registered Depository Participant (DP).
- Documentation & Compliance SupportGuidance on NRI-specific KYC, FEMA, and RBI documentation to ensure a smooth demat process.
- Seamless Account LinkingLink your Demat account with your NRE/NRO bank and trading accounts for hassle-free investment activity.
- Old or Inherited Shares?We specialize in regularizing old, dormant, or inherited physical holdings for NRIs—no matter where you are.
Let’s Digitize Your Portfolio Open Free Demat Account
Mutual Fund Options for Global Investors
Global investors have a diverse set of mutual fund options to tap into India’s growing economy and beyond. Here’s what you can consider:
As an NRI, you must be physically present in India at the time of making any mutual fund investment.
Next-Gen Investing for NRIs- Explore AIFs with SIHL
Explore a bold new way to invest in India with SIHL’s Alternative Investment Funds (AIFs) — curated for NRIs seeking more than just traditional returns. With expert-managed strategies, access to exclusive private markets, and personalized support, AIFs offer a forward-looking approach to long-term wealth creation.
Find Out MoreExpert Assistance for All Your PAN Card Needs – Fast & Reliable
Your PAN is your gateway to financial transactions in India — let us make the process seamless.
Corrections & updates
Name Change, Address Update, Or Resident To Nri Status Change
Re-issuance support
Assistance For Lost Or Damaged Pan Cards
PAN-Aadhaar linking
Fast-Track Service With Expert Guidance
Quick processing
Minimal Hassle With Dedicated, End-To-End Support.
Get in Touch Today
Want to start investing or need help with compliance? You can write it to us - nri@sihl.in
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