Select year
(in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Share Capital
16109.71
16109.70
16108.37
16107.66
16105.99
Equity - Authorised
32000.00
32000.00
32000.00
32000.00
32000.00
Equity - Issued
16109.71
16109.70
16108.37
16107.66
16105.99
Equity Paid Up
16109.71
16109.70
16108.37
16107.66
16105.99
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
2459.05
441.90
119.46
52.40
0.00
Total Reserves
227481.30
199544.78
179613.70
157651.45
157975.85
Securities Premium
54210.83
54210.54
54187.89
54172.02
54143.67
Capital Reserves
6617.66
6519.69
6477.85
6460.45
6300.45
Profit & Loss Account Balances
102275.11
86791.31
74537.81
60099.36
61710.03
General Reserves
3660.41
743.53
714.44
714.44
714.44
Other Reserves
60717.29
51279.71
43695.72
36205.20
35107.25
Reserve excluding Revaluation Reserve
227481.30
199544.78
179613.70
157651.45
157975.85
Revaluation Reserves
0.00
0.00
0.00
0.00
0.00
Deposits
1512124.99
1352019.86
1080646.91
963306.13
779722.25
Demand Deposits
80886.23
96645.51
64124.33
54623.15
45669.98
Savings Deposit
393482.86
404861.53
360381.02
346168.62
292603.17
Term Deposits / Fixed Deposits
1037755.90
850512.82
656141.56
562514.36
441449.11
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
111384.93
163715.24
247108.23
199212.28
169603.57
Borrowings From Reserve Bank of India
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Banks
5983.25
26597.58
10000.00
11152.74
5300.00
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
60099.93
91661.94
237108.23
188059.54
164303.57
Borrowings in the form of Bonds / Debentures
0.00
0.00
0.00
0.00
0.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
45301.75
45455.73
0.00
0.00
0.00
Other Liabilities & Provisions
45202.90
46585.11
36774.27
53621.82
26754.09
Bills Payable
7492.97
8144.55
3077.57
6602.21
2698.53
Inter-office adjustment Liabilities
0.00
0.00
0.00
45.23
353.92
Interest Accrued
3930.06
2791.12
1195.56
1103.65
4154.05
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
33779.86
35649.43
32501.15
45870.73
19547.60
Total Liabilities
1914762.89
1778416.59
1560370.93
1389951.74
1150161.75
Cash and balance with Reserve Bank of India
74774.50
153926.84
73265.83
49425.65
33353.86
Cash with RBI
66211.46
139474.14
61041.97
37694.84
25710.08
Cash in hand & others
8563.03
14452.70
12223.86
11730.81
7643.78
Balances with banks and money at call
20919.42
7778.42
9231.41
43787.88
28929.34
Investments
407122.76
292875.78
323658.92
290787.10
251553.88
Investments in India
407122.76
292875.78
323658.92
290787.10
251553.88
GOI/State Govt. Securities
377971.60
285775.42
314828.97
280221.06
241124.25
Equity Shares - Corporate
3855.75
2252.02
3095.87
3285.87
3296.04
Debentures & Bonds
3500.00
2606.24
3552.62
2883.46
6574.94
Subsidiaries and/or joint ventures/Associates
0.00
0.00
0.00
0.00
0.00
Units - MF/ Insurance/CP/PTC
23817.60
7649.16
10319.55
4815.07
1426.71
Other Investments
-2022.18
-5407.05
-8138.09
-418.36
-868.06
Investments outside India
0.00
0.00
0.00
0.00
0.00
Government securities
0.00
0.00
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
0.00
0.00
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
-2022.18
-5407.05
-8138.09
-418.36
-868.06
Advances
1319873.18
1211367.83
1047567.69
939749.27
816128.76
Bills Purchased & Discounted
172.71
0.00
0.00
0.00
0.00
Cash Credit, Over Draft & Loans repayable
206161.57
228446.84
220486.36
171547.83
23958.23
Term Loans
1113538.90
982921.00
827081.33
768201.44
792170.53
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
20170.06
18463.05
11625.42
9552.93
8750.23
Premises
3152.29
3152.29
1677.16
1537.63
1537.19
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
17017.77
15310.76
9948.26
8015.31
7213.04
Less: Accumulated Depreciation
11618.32
8872.35
6536.27
5407.11
4430.61
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
8551.74
9590.71
5089.15
4145.83
4319.62
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
3252.08
2143.56
3456.76
1733.03
547.50
Other Assets
80269.22
100733.45
98101.17
60322.99
15328.79
Inter-office adjustment Assets
0.00
0.01
1.67
0.00
0.00
Interest Accrued Assets
15991.02
14370.15
9672.08
10351.10
5415.03
Tax paid in advance/TDS
1138.67
7198.99
3105.80
0.00
2361.93
Stationery and stamps
0.00
0.00
0.00
0.00
0.00
Non-banking assets acquired
0.00
333.34
500.67
585.64
637.34
Deferred tax asset
10084.10
9956.00
11130.80
12184.30
2284.20
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
53055.43
68874.96
73690.14
37201.95
4630.29
Total Assets
1914762.89
1778416.59
1560370.93
1389951.74
1150161.75
Contingent Liabilities
167691.61
92144.45
82774.64
124055.25
13419.06
Claims not acknowledged as debts
2807.79
997.27
2011.77
555.88
2294.67
Outstanding forward exchange contracts
67008.55
8257.10
66123.05
115280.15
6235.79
Guarantees given in India
14131.08
13180.41
9352.10
3677.91
2188.50
Guarantees given Outside India
0.00
0.00
0.00
0.00
0.00
Acceptances, endorsements & other obligations
5950.85
3981.09
2639.60
2266.65
1145.28
Other Contingent liabilities
77793.35
65728.59
2648.11
2274.67
1554.82
Bills for collection
4.71
0.00
0.00
0.00
0.00
Book Value
151.21
133.87
121.50
107.87
108.09
Adjusted Book Value
151.21
133.87
121.50
107.87
108.09