Select year
(in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Share Capital
76915.55
70813.74
67304.96
67304.96
65601.59
Equity - Authorised
100000.00
100000.00
100000.00
100000.00
100000.00
Equity - Issued
76915.55
70813.74
67304.96
67304.96
65601.59
Equity Paid Up
76915.55
70813.74
67304.96
67304.96
65601.59
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
0.00
0.00
0.00
0.00
0.00
Total Reserves
210164.21
127892.48
90597.37
73313.76
57481.31
Securities Premium
38672.54
9774.36
3283.13
3283.13
949.50
Capital Reserves
7646.92
7196.96
6975.59
6852.64
6015.71
Profit & Loss Account Balances
63779.32
36353.29
16574.17
5901.83
1679.57
General Reserves
0.00
0.00
0.00
0.00
0.00
Other Reserves
100065.42
74567.87
63764.48
57276.16
48836.54
Reserve excluding Revaluation Reserve
191221.70
113459.06
75869.09
57544.11
45755.08
Revaluation Reserves
18942.51
14433.41
14728.28
15769.66
11726.23
Deposits
3071203.04
2707264.23
2340641.04
2022752.54
1739892.97
Demand Deposits
463111.95
349666.24
283003.92
281770.33
185427.99
Savings Deposit
1173436.14
1078050.42
966599.19
888562.43
754015.30
Term Deposits / Fixed Deposits
1434654.95
1279547.57
1091037.92
852419.77
800449.67
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
238525.15
77188.55
107656.58
77467.42
42387.51
Borrowings From Reserve Bank of India
0.00
0.00
5000.00
5000.00
5000.00
Borrowings From Other Banks
0.00
0.00
0.00
0.00
0.00
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
154218.15
21111.55
53959.41
33510.42
515.98
Borrowings in the form of Bonds / Debentures
84307.00
56077.00
48337.00
38957.00
36057.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
0.00
0.00
360.17
0.00
814.53
Other Liabilities & Provisions
96730.12
90131.22
72071.74
66995.95
62987.73
Bills Payable
6633.71
11794.80
6962.25
8099.63
7269.42
Inter-office adjustment Liabilities
0.00
0.00
1563.69
7492.61
6442.25
Interest Accrued
3428.87
3826.45
4072.92
2727.58
3182.59
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
86667.54
74509.96
59472.89
48676.14
46093.48
Total Liabilities
3693538.07
3073290.21
2678271.69
2307834.63
1968351.11
Cash and balance with Reserve Bank of India
379929.95
211613.42
185077.22
197219.29
128824.84
Cash with RBI
369677.03
201456.41
174128.05
185984.88
118756.27
Cash in hand & others
10252.92
10157.01
10949.17
11234.41
10068.58
Balances with banks and money at call
42019.14
91503.63
212.28
1940.87
592.96
Investments
822157.33
684646.52
690420.32
687615.63
682814.44
Investments in India
822157.33
684646.52
690420.32
687615.63
682814.44
GOI/State Govt. Securities
748525.64
642842.66
642552.49
634103.04
611151.56
Equity Shares - Corporate
6072.13
3235.40
3352.04
2744.06
2926.13
Debentures & Bonds
55885.66
34936.58
38788.03
43088.02
49852.30
Subsidiaries and/or joint ventures/Associates
5210.92
3300.76
2823.81
2440.25
2422.33
Units - MF/ Insurance/CP/PTC
375.20
331.12
657.31
2352.19
3733.63
Other Investments
6087.78
0.00
2246.64
2888.07
12728.48
Investments outside India
0.00
0.00
0.00
0.00
0.00
Government securities
0.00
0.00
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
0.00
0.00
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
2360837.95
2002398.84
1712206.71
1311704.39
1024051.67
Bills Purchased & Discounted
41104.75
35310.98
9032.01
6796.27
8014.12
Cash Credit, Over Draft & Loans repayable
537445.08
514897.80
494340.21
425281.61
344286.53
Term Loans
1782288.13
1452190.06
1208834.50
879626.51
671751.02
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
45301.89
37871.34
35458.55
35654.57
32325.76
Premises
24887.16
19512.25
19377.48
19286.74
17041.26
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
20414.73
18359.09
16081.07
16367.83
15284.49
Less: Accumulated Depreciation
16189.27
15872.17
13966.21
15290.23
16105.82
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
29112.62
21999.16
21492.34
20364.34
16219.94
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
43.61
96.95
75.06
2052.26
520.10
Other Assets
59437.47
61031.68
68787.76
86937.85
115327.17
Inter-office adjustment Assets
685.67
659.78
0.00
0.00
0.00
Interest Accrued Assets
16185.03
13073.61
12840.00
13263.15
14092.07
Tax paid in advance/TDS
17582.14
18103.51
18384.13
20201.74
17400.82
Stationery and stamps
28.31
25.98
32.99
32.27
24.54
Non-banking assets acquired
0.00
0.00
0.00
0.00
0.00
Deferred tax asset
6368.50
9568.33
12612.85
21041.74
29082.30
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
18587.82
19600.47
24917.77
32398.94
54727.44
Total Assets
3693538.07
3073290.21
2678271.69
2307834.63
1968351.11
Contingent Liabilities
409411.96
393909.40
245891.21
306135.60
311277.24
Claims not acknowledged as debts
13567.24
13499.62
13756.77
13754.05
13966.47
Outstanding forward exchange contracts
257763.53
261909.72
120764.97
197189.95
199476.83
Guarantees given in India
108657.48
93171.84
86765.71
74758.74
79594.64
Guarantees given Outside India
3793.28
2103.09
1414.62
1464.39
767.30
Acceptances, endorsements & other obligations
14868.23
13755.61
14743.55
12871.23
12523.07
Other Contingent liabilities
10762.20
9469.53
8445.61
6097.25
4948.95
Bills for collection
69723.86
57403.12
63458.88
58195.11
49888.42
Book Value
34.86
26.02
21.27
18.55
16.97
Adjusted Book Value
34.86
26.02
21.27
18.55
16.97