Select year
(in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Share Capital
90514.01
86809.39
86809.39
86809.39
58755.63
Equity - Authorised
100000.00
100000.00
100000.00
100000.00
100000.00
Equity - Issued
90514.01
86809.39
86809.39
86809.39
58755.63
Equity Paid Up
90514.01
86809.39
86809.39
86809.39
58755.63
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
0.00
0.00
0.00
0.00
48000.00
Total Reserves
278300.78
236934.72
205357.91
188684.67
158212.80
Securities Premium
85961.71
74666.33
74666.33
74666.33
241962.27
Capital Reserves
20046.61
19163.09
0.00
0.00
0.00
Profit & Loss Account Balances
55503.50
28300.56
10247.51
142.58
-187409.08
General Reserves
-12439.47
0.00
0.00
0.00
0.00
Other Reserves
129228.43
114804.75
120444.08
113875.76
103659.61
Reserve excluding Revaluation Reserve
239084.45
196087.54
168862.06
151535.22
120289.99
Revaluation Reserves
39216.33
40847.18
36495.85
37149.45
37922.81
Deposits
4132709.82
3855407.76
3597751.19
3431645.67
3303283.14
Demand Deposits
203203.08
189382.22
187319.20
175404.02
169082.38
Savings Deposit
1817614.46
1737209.21
1625314.53
1559651.98
1456670.19
Term Deposits / Fixed Deposits
2111892.27
1928816.33
1785117.46
1696589.67
1677530.57
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
218196.43
200128.77
83339.16
76633.02
57596.65
Borrowings From Reserve Bank of India
88910.00
110100.00
17640.00
17640.00
17640.00
Borrowings From Other Banks
25567.29
2814.74
0.00
723.14
2630.30
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
83719.15
57214.03
40699.16
26878.88
635.35
Borrowings in the form of Bonds / Debentures
20000.00
30000.00
25000.00
31391.00
36691.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
83995.73
97673.45
96866.36
88572.02
73391.21
Bills Payable
9489.22
9914.55
9493.10
11147.97
7843.26
Inter-office adjustment Liabilities
2.55
0.00
19.47
190.08
102.98
Interest Accrued
7938.68
6493.84
8915.70
7745.82
7443.93
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
66565.28
81265.06
78438.10
69488.15
58001.03
Total Liabilities
4804568.42
4477715.72
4070797.15
3872921.76
3699744.82
Cash and balance with Reserve Bank of India
229314.26
229547.93
274329.20
380336.98
321881.04
Cash with RBI
215110.91
215285.05
259328.09
365782.49
307126.83
Cash in hand & others
14203.35
14262.88
15001.11
14554.49
14754.20
Balances with banks and money at call
132659.65
146530.06
166690.25
150632.39
67656.66
Investments
1416522.61
1440100.25
1365693.84
1407745.41
1485180.08
Investments in India
1413232.56
1437282.60
1363280.87
1405806.75
1483539.17
GOI/State Govt. Securities
1119511.31
1127591.02
1030386.82
1055381.54
1103856.62
Equity Shares - Corporate
16140.69
7594.34
7405.59
8833.69
7919.18
Debentures & Bonds
266498.87
291651.53
319042.32
337844.15
353972.43
Subsidiaries and/or joint ventures/Associates
6257.77
5476.08
4179.21
639.85
482.12
Units - MF/ Insurance/CP/PTC
4823.92
4969.64
2266.92
3107.52
17308.83
Other Investments
0.00
0.00
0.00
0.00
0.00
Investments outside India
3290.05
2817.64
2412.97
1938.66
1640.91
Government securities
0.00
0.00
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
3290.05
2817.64
2412.97
1938.66
1640.91
Other investments outside India
0.00
0.00
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
2835054.04
2443992.77
2038932.57
1690415.43
1573890.80
Bills Purchased & Discounted
35239.77
26385.66
30941.50
24031.72
8900.54
Cash Credit, Over Draft & Loans repayable
1372127.81
865095.14
790606.90
701580.44
704531.18
Term Loans
1427686.47
1552511.97
1217384.17
964803.27
860459.08
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
86956.97
97149.15
87108.32
85483.82
84531.57
Premises
53840.55
53752.81
48829.31
48811.92
49101.27
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
33116.43
43396.35
38279.01
36671.91
35430.30
Less: Accumulated Depreciation
34816.70
43696.75
39252.46
35841.16
33113.69
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
52140.27
53452.41
47855.86
49642.66
51417.87
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
Other Assets
138877.59
164092.31
177295.44
194148.88
199718.38
Inter-office adjustment Assets
0.00
877.23
0.00
0.00
0.00
Interest Accrued Assets
22961.66
21495.73
20014.00
21785.96
22554.88
Tax paid in advance/TDS
37000.52
45158.78
42664.93
39636.12
42383.27
Stationery and stamps
272.13
210.31
228.75
225.42
205.55
Non-banking assets acquired
0.00
0.00
0.00
0.00
0.00
Deferred tax asset
31340.21
42835.18
57881.75
68559.90
75392.82
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
47303.07
53515.09
56506.01
63941.47
59181.86
Total Assets
4804568.42
4477715.72
4070797.15
3872921.76
3699744.82
Contingent Liabilities
1437119.09
962998.00
1327078.97
1796088.34
921392.98
Claims not acknowledged as debts
69365.51
63767.78
60945.58
61924.67
19098.76
Outstanding forward exchange contracts
1187035.18
736284.49
1108231.50
1590850.23
733762.85
Guarantees given in India
99834.08
98480.56
91906.78
88387.52
106933.33
Guarantees given Outside India
338.24
361.12
5211.84
5826.05
6328.68
Acceptances, endorsements & other obligations
34669.41
18946.71
22149.91
24301.09
26431.68
Other Contingent liabilities
45876.67
45157.34
38633.36
24798.78
28837.68
Bills for collection
82737.70
100570.68
110390.66
113750.29
118987.67
Book Value
36.41
32.59
29.45
27.46
30.47
Adjusted Book Value
36.41
32.59
29.45
27.46
30.47