Select year
(in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Share Capital
3142.87
3128.05
3115.02
3109.77
3105.36
Equity - Authorised
5000.00
5000.00
5000.00
5000.00
5000.00
Equity - Issued
3142.87
3128.05
3115.02
3109.77
3105.36
Equity Paid Up
3142.87
3128.05
3115.02
3109.77
3105.36
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
29.78
34.10
30.79
13.15
9.54
Total Reserves
53734.15
47550.56
42515.33
37365.33
34470.98
Securities Premium
13839.28
13765.62
13700.48
13676.06
13656.75
Capital Reserves
1913.30
1480.52
1431.06
1403.41
1196.75
Profit & Loss Account Balances
20686.93
16768.20
13848.80
11072.70
9385.30
General Reserves
186.09
0.00
0.00
0.00
0.00
Other Reserves
17108.56
15536.21
13534.99
11213.15
10232.18
Reserve excluding Revaluation Reserve
50901.85
44649.87
39546.07
35111.99
32157.36
Revaluation Reserves
2832.30
2900.69
2969.26
2253.34
2313.62
Deposits
600309.53
493530.34
412389.08
346916.87
297038.65
Demand Deposits
22717.39
24129.50
21141.36
21303.94
20343.64
Savings Deposit
124489.02
104294.91
87814.70
71506.90
47521.46
Term Deposits / Fixed Deposits
453103.12
365105.94
303433.02
254106.04
229173.54
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
91151.79
62194.75
41181.20
40818.40
44822.51
Borrowings From Reserve Bank of India
17150.00
8760.00
1000.00
1000.00
1000.00
Borrowings From Other Banks
700.00
250.00
250.00
550.00
700.00
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
65092.32
49350.70
36931.20
34768.40
36256.51
Borrowings in the form of Bonds / Debentures
7000.00
3000.00
3000.00
4500.00
6866.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
1209.47
834.05
0.00
0.00
0.00
Other Liabilities & Provisions
19729.69
23931.88
24427.28
19702.11
16574.25
Bills Payable
2698.15
9565.58
10875.70
6899.42
4723.05
Inter-office adjustment Liabilities
0.00
0.00
0.00
0.00
0.00
Interest Accrued
7805.67
6152.39
4616.05
3821.85
4249.08
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
9225.87
8213.92
8935.54
8980.84
7602.12
Total Liabilities
768097.81
630369.67
523658.69
447925.61
396021.29
Cash and balance with Reserve Bank of India
25074.87
28669.32
20306.04
31075.01
11828.87
Cash with RBI
23526.25
26812.54
18459.74
29157.02
9855.04
Cash in hand & others
1548.63
1856.78
1846.30
1917.99
1973.83
Balances with banks and money at call
1911.03
1989.55
3378.20
9832.60
18564.55
Investments
201499.02
162108.48
125824.57
90506.54
84136.93
Investments in India
201499.02
162108.48
125824.57
89673.24
83392.04
GOI/State Govt. Securities
159378.94
123792.63
99279.80
75764.23
67370.40
Equity Shares - Corporate
575.64
296.30
225.99
225.99
237.56
Debentures & Bonds
3967.67
997.57
1236.73
1246.77
1295.90
Subsidiaries and/or joint ventures/Associates
0.00
0.00
0.00
0.00
0.00
Units - MF/ Insurance/CP/PTC
37576.76
36948.20
24856.51
12436.25
14488.19
Other Investments
0.00
73.78
225.54
0.00
0.00
Investments outside India
0.00
0.00
0.00
833.30
744.89
Government securities
0.00
0.00
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
0.00
0.00
0.00
833.30
744.89
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
510469.13
409245.65
343780.43
290957.81
257371.97
Bills Purchased & Discounted
3313.45
2654.04
6760.73
4719.72
1829.87
Cash Credit, Over Draft & Loans repayable
65392.03
53040.47
46201.72
59903.89
61179.36
Term Loans
441763.65
353551.14
290817.98
226334.21
194362.74
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
15242.37
14357.97
12916.15
10492.34
9609.19
Premises
7668.13
7645.61
7139.60
5656.54
5225.61
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
7574.24
6712.37
5776.55
4835.80
4383.58
Less: Accumulated Depreciation
6922.77
5946.93
5089.44
4408.73
3924.09
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
8319.60
8411.05
7826.72
6083.61
5685.10
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
664.38
237.79
435.96
528.23
0.00
Other Assets
20159.77
19707.84
22106.78
18941.82
18433.87
Inter-office adjustment Assets
0.00
0.00
0.00
0.00
0.00
Interest Accrued Assets
8906.67
7163.61
6329.89
5457.12
3620.67
Tax paid in advance/TDS
305.85
464.54
712.71
686.17
641.21
Stationery and stamps
6.42
7.97
6.16
4.13
4.50
Non-banking assets acquired
0.00
0.00
0.00
0.00
0.00
Deferred tax asset
1359.75
1384.72
1599.88
2299.91
1559.86
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
9581.09
10686.99
13458.13
10494.50
12607.64
Total Assets
768097.81
630369.67
523658.69
447925.61
396021.29
Contingent Liabilities
124250.99
92969.91
50977.73
50620.98
58498.18
Claims not acknowledged as debts
291.74
330.19
347.89
354.95
440.37
Outstanding forward exchange contracts
81867.09
67173.35
34416.31
17782.74
29448.70
Guarantees given in India
10389.85
14196.82
12440.02
11069.20
10156.68
Guarantees given Outside India
878.04
769.01
703.06
707.80
732.22
Acceptances, endorsements & other obligations
2293.07
943.53
1162.83
2319.49
2465.84
Other Contingent liabilities
28531.21
9557.03
1907.63
18386.81
15254.37
Bills for collection
4925.73
6117.35
5341.56
5546.34
4695.39
Book Value
171.96
152.74
136.95
122.91
113.55
Adjusted Book Value
171.96
152.74
136.95
122.91
113.55