Select year
(in Million)
Particulars
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Share Capital
7783.20
7758.95
7746.63
7733.72
6935.36
Equity - Authorised
10000.00
10000.00
10000.00
8570.00
8570.00
Equity - Issued
7783.20
7758.95
7746.63
7733.72
6935.36
Equity Paid Up
7783.20
7758.95
7746.63
7733.72
6935.36
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
1035.15
443.23
160.70
54.06
6832.94
Total Reserves
623257.28
541843.95
472356.51
427218.73
333712.03
Securities Premium
187707.36
185285.01
184440.25
183592.37
124260.93
Capital Reserves
6873.36
6440.40
6338.51
5570.45
4270.33
Profit & Loss Account Balances
295864.77
241763.01
192523.06
160638.49
135251.99
General Reserves
322.19
262.47
202.74
143.01
83.28
Other Reserves
132489.60
108093.07
88851.96
77274.41
69845.49
Reserve excluding Revaluation Reserve
620300.40
538827.35
469280.17
424082.67
330516.24
Revaluation Reserves
2956.88
3016.61
3076.34
3136.06
3195.79
Deposits
3845856.67
3361201.91
2933494.70
2558701.04
2020269.91
Demand Deposits
469893.18
505999.69
365070.68
357252.87
284271.92
Savings Deposit
986762.78
841283.93
888255.64
710654.48
531298.27
Term Deposits / Fixed Deposits
2389200.71
2013918.29
1680168.37
1490793.70
1204699.72
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
476114.11
490112.34
473232.23
513228.12
607535.49
Borrowings From Reserve Bank of India
0.00
0.00
0.00
0.00
5150.00
Borrowings From Other Banks
3003.64
0.00
0.00
241.34
61403.59
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
235000.40
279530.90
246502.20
345769.50
272148.72
Borrowings in the form of Bonds / Debentures
43000.00
57899.00
67899.00
54899.00
54899.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
195110.08
152682.44
158831.03
112318.28
213934.19
Other Liabilities & Provisions
196893.29
177005.94
132682.99
122097.34
97000.33
Bills Payable
13944.25
11445.65
8442.45
6617.86
4768.99
Inter-office adjustment Liabilities
0.00
0.00
0.00
2040.98
940.65
Interest Accrued
19426.09
18302.94
13110.19
14508.12
12766.05
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
163522.95
147257.35
111130.35
98930.38
78524.64
Total Liabilities
5150939.71
4578366.33
4019673.76
3629033.00
3072286.05
Cash and balance with Reserve Bank of India
185605.15
429748.27
601981.93
179573.94
136825.82
Cash with RBI
173336.70
417355.24
588714.80
165223.87
122742.22
Cash in hand & others
12268.45
12393.03
13267.13
14350.07
14083.60
Balances with banks and money at call
183468.88
138019.34
83865.15
386524.95
23715.24
Investments
1064864.92
830756.84
709298.94
696534.24
599384.41
Investments in India
1063055.89
828171.99
706647.38
692878.91
597871.11
GOI/State Govt. Securities
964679.83
765116.81
666839.77
648963.36
525969.30
Equity Shares - Corporate
1669.72
6349.70
8466.28
8312.25
6176.71
Debentures & Bonds
587.55
588.44
2553.15
4190.77
26858.69
Subsidiaries and/or joint ventures/Associates
34.94
31.87
28.24
24.25
22.04
Units - MF/ Insurance/CP/PTC
0.00
0.00
0.00
0.00
0.00
Other Investments
96083.85
56085.17
28759.95
31388.28
38844.37
Investments outside India
1809.04
2584.85
2651.56
3655.34
1513.30
Government securities
1650.45
813.81
2651.56
3655.34
1513.30
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
158.58
1771.04
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
3432982.74
2899236.83
2390515.35
2125954.09
2067831.64
Bills Purchased & Discounted
170688.35
112109.55
101278.74
34740.50
12303.02
Cash Credit, Over Draft & Loans repayable
918949.42
747326.50
629998.48
495603.88
531253.39
Term Loans
2343344.97
2039800.78
1659238.13
1595609.71
1524275.23
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
50238.08
45227.29
41124.37
37784.54
34767.38
Premises
8720.53
8699.83
8699.83
8699.83
8741.57
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
41517.55
36527.46
32424.54
29084.71
26025.80
Less: Accumulated Depreciation
28967.40
25792.26
22782.11
19779.39
16846.98
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
21270.68
19435.03
18342.26
18005.15
17920.40
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
1969.54
1354.25
945.26
752.30
788.36
Other Assets
260777.80
259815.77
214724.87
221688.34
225820.19
Inter-office adjustment Assets
0.00
0.00
0.00
0.00
0.00
Interest Accrued Assets
30979.88
23949.94
20165.88
20136.13
26416.53
Tax paid in advance/TDS
8437.57
2395.50
12642.93
8738.45
15754.04
Stationery and stamps
7.16
7.16
4.93
4.99
8.12
Non-banking assets acquired
0.00
639.66
639.66
4141.01
3653.46
Deferred tax asset
0.00
0.00
0.00
0.00
0.00
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
221353.19
232823.52
181271.49
188667.77
179988.04
Total Assets
5150939.71
4578366.33
4019673.76
3629033.00
3072286.05
Contingent Liabilities
16389308.47
12642625.82
9237860.00
8500746.60
9676018.33
Claims not acknowledged as debts
14986.40
6382.45
7333.80
4823.56
4868.32
Outstanding forward exchange contracts
0.00
0.00
0.00
3815500.56
4235264.16
Guarantees given in India
663285.60
609398.36
611099.45
600334.77
580645.99
Guarantees given Outside India
1766.27
0.00
3080.97
8439.40
6110.00
Acceptances, endorsements & other obligations
132645.13
164711.00
227140.39
248130.88
260294.73
Other Contingent liabilities
15576625.07
11862134.02
8389205.40
3823517.43
4588835.14
Bills for collection
361522.65
337518.27
296542.46
236017.32
225732.92
Book Value
806.97
704.46
615.79
558.36
486.57
Adjusted Book Value
806.97
704.46
615.79
558.36
486.57