Select year
(in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Share Capital
7790.55
7783.20
7758.95
7746.63
7733.72
Equity - Authorised
10000.00
10000.00
10000.00
10000.00
8570.00
Equity - Issued
7790.55
7783.20
7758.95
7746.63
7733.72
Equity Paid Up
7790.55
7783.20
7758.95
7746.63
7733.72
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
1428.68
1035.15
443.23
160.70
54.06
Total Reserves
639137.64
623257.28
541843.95
472356.51
427218.73
Securities Premium
188382.59
187707.36
185285.01
184440.25
183592.37
Capital Reserves
8839.31
6873.36
6440.40
6338.51
5570.45
Profit & Loss Account Balances
300202.38
295864.77
241763.01
192523.06
160638.49
General Reserves
2107.77
322.19
262.47
202.74
143.01
Other Reserves
139605.59
132489.60
108093.07
88851.96
77274.41
Reserve excluding Revaluation Reserve
636240.49
620300.40
538827.35
469280.17
424082.67
Revaluation Reserves
2897.15
2956.88
3016.61
3076.34
3136.06
Deposits
4108622.71
3845856.67
3361201.91
2933494.70
2558701.04
Demand Deposits
407644.97
469893.18
505999.69
365070.68
357252.87
Savings Deposit
940247.50
986762.78
841283.93
888255.64
710654.48
Term Deposits / Fixed Deposits
2760730.25
2389200.71
2013918.29
1680168.37
1490793.70
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
537035.53
476114.11
490112.34
473232.23
513228.12
Borrowings From Reserve Bank of India
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Banks
4866.37
3003.64
0.00
0.00
241.34
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
308225.60
235000.40
279530.90
246502.20
345769.50
Borrowings in the form of Bonds / Debentures
43000.00
43000.00
57899.00
67899.00
54899.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
180943.56
195110.08
152682.44
158831.03
112318.28
Other Liabilities & Provisions
247056.05
196893.29
177005.94
132682.99
122097.34
Bills Payable
13398.61
13944.25
11445.65
8442.45
6617.86
Inter-office adjustment Liabilities
0.00
0.00
0.00
0.00
2040.98
Interest Accrued
26207.25
19426.09
18302.94
13110.19
14508.12
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
207450.20
163522.95
147257.35
111130.35
98930.38
Total Liabilities
5541071.16
5150939.71
4578366.33
4019673.76
3629033.00
Cash and balance with Reserve Bank of India
510060.14
185605.15
429748.27
601981.93
179573.94
Cash with RBI
497108.29
173336.70
417355.24
588714.80
165223.87
Cash in hand & others
12951.84
12268.45
12393.03
13267.13
14350.07
Balances with banks and money at call
83694.81
183468.88
138019.34
83865.15
386524.95
Investments
1144567.24
1064864.92
830756.84
709298.94
696534.24
Investments in India
1138916.22
1063055.89
828171.99
706647.38
692878.91
GOI/State Govt. Securities
1033419.45
964679.83
765116.81
666839.77
648963.36
Equity Shares - Corporate
2581.55
1669.72
6349.70
8466.28
8312.25
Debentures & Bonds
14024.68
587.55
588.44
2553.15
4190.77
Subsidiaries and/or joint ventures/Associates
36.25
34.94
31.87
28.24
24.25
Units - MF/ Insurance/CP/PTC
0.00
0.00
0.00
0.00
0.00
Other Investments
88854.29
96083.85
56085.17
28759.95
31388.28
Investments outside India
5651.02
1809.04
2584.85
2651.56
3655.34
Government securities
2540.47
1650.45
813.81
2651.56
3655.34
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
3110.55
158.58
1771.04
0.00
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
3450186.26
3432982.74
2899236.83
2390515.35
2125954.09
Bills Purchased & Discounted
120444.30
170688.35
112109.55
101278.74
34740.50
Cash Credit, Over Draft & Loans repayable
922363.98
918949.42
747326.50
629998.48
495603.88
Term Loans
2407377.98
2343344.97
2039800.78
1659238.13
1595609.71
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
56187.88
50238.08
45227.29
41124.37
37784.54
Premises
8720.53
8720.53
8699.83
8699.83
8699.83
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
47467.35
41517.55
36527.46
32424.54
29084.71
Less: Accumulated Depreciation
33100.45
28967.40
25792.26
22782.11
19779.39
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
23087.43
21270.68
19435.03
18342.26
18005.15
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
1876.15
1969.54
1354.25
945.26
752.30
Other Assets
327599.14
260777.80
259815.77
214724.87
221688.34
Inter-office adjustment Assets
0.00
0.00
0.00
0.00
0.00
Interest Accrued Assets
47136.47
30979.88
23949.94
20165.88
20136.13
Tax paid in advance/TDS
24277.33
8437.57
2395.50
12642.93
8738.45
Stationery and stamps
2.92
7.16
7.16
4.93
4.99
Non-banking assets acquired
0.00
0.00
639.66
639.66
4141.01
Deferred tax asset
0.00
0.00
0.00
0.00
0.00
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
256182.42
221353.19
232823.52
181271.49
188667.77
Total Assets
5541071.16
5150939.71
4578366.33
4019673.76
3629033.00
Contingent Liabilities
13988917.33
16389308.47
12642625.82
9237860.00
8500746.60
Claims not acknowledged as debts
4962.55
14986.40
6382.45
7333.80
4823.56
Outstanding forward exchange contracts
0.00
0.00
0.00
0.00
3815500.56
Guarantees given in India
677965.19
663285.60
609398.36
611099.45
600334.77
Guarantees given Outside India
1879.86
1766.27
0.00
3080.97
8439.40
Acceptances, endorsements & other obligations
129208.89
132645.13
164711.00
227140.39
248130.88
Other Contingent liabilities
13174900.84
15576625.07
11862134.02
8389205.40
3823517.43
Bills for collection
376384.06
361522.65
337518.27
296542.46
236017.32
Book Value
826.68
806.97
704.46
615.79
558.36
Adjusted Book Value
826.68
806.97
704.46
615.79
558.36