:: SIHL ::

Company Profile

Profit & Loss

INDIAN OVERSEAS BANK

NSE : IOBBSE : 532388ISIN CODE : INE565A01014Industry : Bank - PublicHouse : PSU

BSE36.47-1.18 (-3.13 %)

PREV CLOSE ( ) 37.65

OPEN PRICE ( ) 37.96

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 845660

TODAY'S LOW / HIGH ( )35.97 38.38

52 WK LOW / HIGH ( )33.01 72.6

(Rs.in Million)

Particulars

Mar 2025

Mar 2024

Mar 2023

Mar 2022

Mar 2021

I. INCOME

Interest Earned

281436.42

240656.67

194069.71

167358.42

169755.57

Interest / Discount on advances / Bills

201827.94

175767.08

131513.54

106658.81

108396.35

Interest on balances with RBI and other Inter-bank funds

1833.10

2376.47

4053.08

2345.22

3111.21

Income on investments

70424.14

59516.99

58503.09

56758.20

57136.56

Others

7351.25

2996.13

1596.19

1111.45

Other Income

56066.67

56653.03

41164.47

49053.33

54856.46

Commission,exchange and brokerage

15024.31

13307.51

12210.04

10398.41

9487.53

Profit / (loss)on sale of investments(net)

5243.30

2729.43

2495.75

9336.64

18203.79

Profit on sale of Fixed Assets

17.96

22.14

15.84

12.01

14.92

Foreign Exchange Gains

389.16

1930.53

5647.04

8984.78

6031.48

Income earned from subsidiaries/joint venture

Rent / Lease Income

Provisions Written Back

Miscellaneous income

35391.94

38663.41

20795.81

20321.50

21118.74

Total Income

337503.08

297309.70

235234.18

216411.75

224612.03

II. EXPENDITURE

Interest Expended

172444.76

142265.00

111462.89

104194.86

110694.55

Intereston Deposits

150121.66

126146.86

105364.52

102203.50

107037.41

Interest on RBI / inter-bank borrowings

22322.48

16118.76

6098.04

1991.23

3656.95

Other Interest

0.62

-0.61

0.33

0.13

0.19

Operating Expenses

77562.65

87305.30

64298.14

54589.72

55690.29

Payments to and provisions for employees

46691.70

61432.78

41023.66

34888.94

37059.13

Rent,Taxes and lighting

5603.81

5287.18

4932.39

4459.27

4181.85

Depreciation on Banks property

3952.30

3363.69

2604.20

1725.59

2581.73

Depreciation on leased assets

Auditor's fees and expenses

415.77

303.91

314.84

391.13

363.28

Law charges

299.77

312.97

247.11

242.59

301.30

Communication Expenses

638.96

613.24

675.37

675.17

666.59

Repairs and Maintenance

459.07

400.09

272.02

229.34

198.00

Insurance

4108.78

3502.30

3409.75

3229.92

3002.64

Other expenses

15392.50

12089.14

10818.79

8747.78

7335.77

Provisions and Contingencies

53540.63

41082.79

33650.16

39839.23

50561.28

Provision for investments

13.50

2492.50

-1649.90

Provision for advances

23824.40

35928.50

48206.50

Others Provisions

53540.63

41082.79

9812.26

1418.23

4004.68

Profit Before Tax

33955.04

26656.60

25823.00

17787.95

7665.91

Taxes

4783.10

695.20

82.40

Current Income Tax

2494.60

317.10

232.40

Deferred Tax

2288.50

378.10

-150.00

Other taxes

0.00

Profit After Tax

33955.04

26656.60

21039.90

17092.75

7583.51

Extra items

0.00

Minority Interest

Share of Associate

Other Consolidated Items

Consolidated Net Profit

33955.04

26656.60

21039.90

17092.75

7583.51

Adjustments to PAT

IV. APPROPRIATIONS

-110784.30

-137887.88

-159062.51

-171152.72

-182213.03

Transfer to Statutory Reserve

8336.76

6639.06

5246.97

4932.06

Appropriation to General Reserve

Appropriation to Revenue Reserve

4820.57

89.28

Appropriation to Other Reserves

Equity Dividend

Corporate dividend tax

Other appropriations

-123941.63

-144616.22

-164309.47

-176084.78

-182213.03

Equity Dividend %

Earnings Per Share

2.00

1.00

0.00

Adjusted EPS

2.00

1.00

0.00

SIHL House, Opp.Ambawadi Jain Temple, Nehrunagar Cross Roads, Ahmedabad-380015

Prevent Unauthorised transactions in your account. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020. Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge as well as for mobile no and for email id updation.Receive information of your transactions directly from Exchange on your mobile/email at the end of the day. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month........... Issued in the interest of Investors".

KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account

REGISTRATION NO

SEBI Regn.no. INZ000167335 Member Code: NSE-07590 BSE Sebi Regn. 943 AMFI ARN- 39843 SEBI Registration No. (DP)- IN-DP-465-2020 NSDL:IN-DP-NSDL-34-97,DP ID:IN300343 CDSL:IN-DP-CSDL-199-2003,DP ID:12029300 Approved person Registration no. with NSDL Database Management Limited(NDML) :IRDA/IR1/2013/004Approved person Registration no. with Center Insurance Repository Limited (CIR): IRDA/IR2/2013/123

REGISTERED ADDRESS:

810, X-Change Plaza, DSCCSL (53E), Road 5E, Block 53, Zone 5, Gift City, Gandhinagar 382050

SHAH INVESTOR'S HOME LTD. CIN NO:-U67120GJ1994PLC023257 SIHL COMMODITIES LTD. CIN NO:-U45201GJ1995PLC025825SIHL CONSULTANCY LTD. CIN NO:-U74140GJ2006PLC049662 SIHL FINCAP LTD.CIN NO:-U65923GJ2006PLC049661 SIHL GLOBAL INVESTMENTS (IFSC) PVT. LTD. CIN NO:-U67190GJ2016PTC094444NSEL MemberCode :10560

CORRESPONDENCE ADDRESS:

SIHL House, Opp. Ambawadi Jain Temple, Nehrunagar Cross Road, Ahmedabad-380015.

For any complains email us at investors@sihl.in Shah Investor's Home Ltd. Member: