:: SIHL ::

Company Profile

Profit & Loss

UTKARSH SMALL FINANCE BANK LTD.

NSE : UTKARSHBNKBSE : 543942ISIN CODE : INE735W01017Industry : Bank - PrivateHouse : Private

BSE21.120.08 (+0.38 %)

PREV CLOSE ( ) 21.04

OPEN PRICE ( ) 21.11

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 89329

TODAY'S LOW / HIGH ( )20.83 21.33

52 WK LOW / HIGH ( )19.91 50.21

(Rs.in Million)

Particulars

Mar 2025

Mar 2024

Mar 2023

Mar 2022

Mar 2021

I. INCOME

Interest Earned

37649.26

31784.12

25049.80

18488.00

15809.87

Interest / Discount on advances / Bills

33369.61

28800.56

22781.21

16461.00

13857.44

Interest on balances with RBI and other Inter-bank funds

1499.39

890.01

762.90

477.00

465.18

Income on investments

2780.11

2093.33

1505.36

1549.00

1486.92

Others

0.14

0.22

0.33

0.00

0.33

Other Income

5998.34

4003.43

2993.06

1848.00

1441.50

Commission,exchange and brokerage

2812.27

1106.59

853.00

569.00

366.23

Profit / (loss)on sale of investments(net)

118.93

-14.89

-28.00

151.63

Profit on sale of Fixed Assets

2.40

-0.58

0.44

Foreign Exchange Gains

Income earned from subsidiaries/joint venture

Rent / Lease Income

Provisions Written Back

Miscellaneous income

3064.75

2897.42

2154.51

1308.00

923.65

Total Income

43647.60

35787.55

28042.86

20336.00

17251.37

II. EXPENDITURE

Interest Expended

17420.62

12926.09

9759.49

7880.00

7417.41

Intereston Deposits

15650.92

11208.72

7843.63

5757.00

4795.46

Interest on RBI / inter-bank borrowings

45.37

63.29

106.37

67.00

64.17

Other Interest

1724.34

1654.07

1809.49

2056.00

2557.78

Operating Expenses

16157.66

12888.78

9900.14

7337.00

5450.57

Payments to and provisions for employees

8455.96

7369.51

5700.57

4298.00

3262.04

Rent,Taxes and lighting

821.03

682.86

580.77

464.00

354.99

Depreciation on Banks property

765.69

652.67

586.55

409.00

295.77

Depreciation on leased assets

Auditor's fees and expenses

24.92

22.06

19.55

16.00

13.03

Law charges

297.91

285.44

180.31

126.00

100.46

Communication Expenses

360.19

309.20

235.45

198.00

111.20

Repairs and Maintenance

264.52

234.34

197.08

127.00

92.89

Insurance

203.80

148.37

116.36

78.00

52.66

Other expenses

4963.65

3184.33

2283.50

1621.00

1167.52

Provisions and Contingencies

9792.82

3378.79

3025.12

4322.00

2869.04

Provision for investments

193.00

Provision for advances

6949.10

-87.90

-985.60

Others Provisions

2843.72

3466.69

4010.72

4322.00

2676.04

Profit Before Tax

276.51

6593.88

5358.12

797.00

1514.35

Taxes

39.50

1617.60

1313.10

183.00

396.20

Current Income Tax

161.90

1797.70

1257.40

529.00

600.80

Deferred Tax

-122.40

-180.10

55.70

-347.00

-204.60

Other taxes

0.00

Profit After Tax

237.01

4976.28

4045.02

615.00

1118.15

Extra items

0.00

Minority Interest

Share of Associate

Other Consolidated Items

Consolidated Net Profit

237.01

4976.28

4045.02

615.00

1118.15

Adjustments to PAT

IV. APPROPRIATIONS

9603.96

10670.43

6582.26

2687.00

2572.98

Transfer to Statutory Reserve

59.25

1244.07

1011.25

154.00

279.54

Appropriation to General Reserve

Appropriation to Revenue Reserve

Appropriation to Other Reserves

Equity Dividend

Corporate dividend tax

Other appropriations

9544.71

9426.36

5571.01

2533.00

2293.44

Equity Dividend %

5.00

Earnings Per Share

0.00

5.00

1.00

Adjusted EPS

0.00

5.00

1.00

SIHL House, Opp.Ambawadi Jain Temple, Nehrunagar Cross Roads, Ahmedabad-380015

Prevent Unauthorised transactions in your account. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020. Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from depository on your email id and/or mobile number to create pledge as well as for mobile no and for email id updation.Receive information of your transactions directly from Exchange on your mobile/email at the end of the day. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month........... Issued in the interest of Investors".

KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account

REGISTRATION NO

SEBI Regn.no. INZ000167335 Member Code: NSE - 07590, BSE Sebi Regn. 943, MCX - 57480 APRN CODE: APRN06051, AMFI ARN: 39843 SEBI Registration No. (DP)- IN-DP-465-2020 NSDL:IN-DP-NSDL-34-97,DP ID:IN300343 CDSL:IN-DP-CSDL-199-2003,DP ID:12029300 Approved person Registration no. with NSDL Database Management Limited(NDML) :IRDA/IR1/2013/004Approved person Registration no. with Center Insurance Repository Limited (CIR): IRDA/IR2/2013/123

REGISTERED ADDRESS:

810, X-Change Plaza, DSCCSL (53E), Road 5E, Block 53, Zone 5, Gift City, Gandhinagar 382050

SHAH INVESTOR'S HOME LTD. CIN NO:-U67120GJ1994PLC023257 SIHL COMMODITIES LTD. CIN NO:-U45201GJ1995PLC025825SIHL CONSULTANCY LTD. CIN NO:-U74140GJ2006PLC049662 SIHL FINCAP LTD.CIN NO:-U65923GJ2006PLC049661 SIHL GLOBAL INVESTMENTS (IFSC) PVT. LTD. CIN NO:-U67190GJ2016PTC094444NSEL MemberCode :10560

CORRESPONDENCE ADDRESS:

SIHL House, Opp. Ambawadi Jain Temple, Nehrunagar Cross Road, Ahmedabad-380015.

For any complains email us at investors@sihl.in Shah Investor's Home Ltd. Member: