Select year
(in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Share Capital
62708.23
57535.76
57509.55
50109.91
50109.81
Equity - Authorised
80000.00
80000.00
80000.00
60000.00
60000.00
Equity - Issued
62708.23
57535.76
57509.55
50109.91
50109.81
Equity Paid Up
62708.23
57535.76
57509.55
50109.91
50109.81
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
2.00
2.00
2.00
2.00
2.00
Share Warrants & Outstandings
1196.40
10070.54
9786.25
90.45
0.00
Total Reserves
414419.54
353945.55
339885.96
286789.33
281273.12
Securities Premium
399810.98
366612.15
366438.57
322949.78
322949.24
Capital Reserves
18142.53
17727.27
17464.63
17432.97
17159.84
Profit & Loss Account Balances
-75634.97
-91126.36
-100937.57
-107567.59
-109299.95
General Reserves
2284.98
0.00
0.00
0.00
0.00
Other Reserves
69816.02
60732.49
56920.32
53974.18
50463.99
Reserve excluding Revaluation Reserve
414419.54
353945.55
339885.96
286789.33
281273.12
Revaluation Reserves
0.00
0.00
0.00
0.00
0.00
Deposits
2844200.27
2662295.32
2173821.93
1970625.76
1628459.31
Demand Deposits
433003.72
413275.99
335937.83
263549.59
189954.07
Savings Deposit
541756.22
409729.87
332999.17
349704.73
235898.65
Term Deposits / Fixed Deposits
1869440.33
1839289.46
1504884.94
1357371.45
1202606.59
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
719714.47
805076.10
777539.84
723401.83
639490.85
Borrowings From Reserve Bank of India
11040.00
16450.00
67370.00
70600.00
54150.00
Borrowings From Other Banks
62802.19
45577.94
20171.27
26304.12
21752.15
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
413705.19
481774.85
444816.59
359432.74
295643.62
Borrowings in the form of Bonds / Debentures
139412.00
139412.00
142212.00
159850.00
168495.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
92755.09
121861.31
102969.98
107214.97
99450.07
Other Liabilities & Provisions
198887.89
174692.19
193497.81
154760.08
136601.33
Bills Payable
3587.04
4986.26
7511.79
7317.20
5686.40
Inter-office adjustment Liabilities
0.00
0.00
0.00
0.00
0.00
Interest Accrued
23020.50
26944.47
24306.64
17825.24
15287.71
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
172280.35
142761.46
161679.39
129617.64
115627.22
Total Liabilities
4241159.33
4063615.46
3552041.34
3185777.35
2735934.42
Cash and balance with Reserve Bank of India
152601.33
181392.39
128640.85
434522.67
68127.90
Cash with RBI
142151.58
171771.68
119748.90
426593.63
60223.94
Cash in hand & others
10449.74
9620.71
8891.96
7929.04
7903.96
Balances with banks and money at call
133071.25
11792.11
64919.24
32959.36
225124.62
Investments
847246.78
899969.52
767492.97
517539.86
431146.48
Investments in India
834935.78
892156.52
752996.89
512835.76
426538.38
GOI/State Govt. Securities
753836.09
806206.31
651582.02
437084.56
334737.62
Equity Shares - Corporate
2467.62
1283.62
503.12
214.32
241.98
Debentures & Bonds
56018.67
59997.10
49889.31
53921.03
66924.75
Subsidiaries and/or joint ventures/Associates
0.00
0.00
0.00
0.00
0.00
Units - MF/ Insurance/CP/PTC
22613.40
24669.50
51022.44
21615.85
24634.03
Other Investments
0.00
0.00
0.00
0.00
0.00
Investments outside India
12311.00
7813.01
14496.09
4704.10
4608.10
Government securities
12281.85
7806.34
12202.61
3030.42
2924.35
Subsidiaries and/or joint ventures abroad
0.00
0.00
0.00
0.00
0.00
Other investments outside India
29.16
6.66
2293.48
1673.68
1683.75
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
2461201.62
2277990.41
2032365.45
1809590.10
1668048.61
Bills Purchased & Discounted
54487.43
36531.55
26954.45
32139.73
23281.20
Cash Credit, Over Draft & Loans repayable
989633.45
732946.23
603211.55
438996.13
338485.37
Term Loans
1417080.75
1508512.63
1402199.46
1338454.24
1306282.03
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
60657.21
53254.77
44755.58
39763.38
38273.71
Premises
12102.53
12102.53
12102.53
12480.56
12480.56
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
48554.68
41152.24
32653.05
27282.82
25793.15
Less: Accumulated Depreciation
31933.88
28163.72
23198.46
19605.20
17317.72
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
28723.33
25091.05
21557.13
20158.19
20955.99
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
2060.72
3566.32
2957.68
1251.88
627.80
Other Assets
616254.30
663813.66
534108.01
369755.30
321903.03
Inter-office adjustment Assets
0.00
0.00
0.00
0.00
0.00
Interest Accrued Assets
28421.96
28057.56
22453.29
17768.40
15062.23
Tax paid in advance/TDS
16488.95
12003.58
6926.97
6079.25
5123.09
Stationery and stamps
2.23
2.12
1.56
5.54
4.92
Non-banking assets acquired
53.00
353.00
353.00
353.00
353.00
Deferred tax asset
76568.21
85630.92
89411.54
91842.08
95538.43
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
494719.95
537766.49
414961.66
253707.03
205821.37
Total Assets
4241159.33
4063615.46
3552041.34
3185777.35
2735934.42
Contingent Liabilities
11902387.41
7969577.55
6613854.80
6801462.38
4596422.89
Claims not acknowledged as debts
3324.47
3655.28
792.65
1208.28
612.50
Outstanding forward exchange contracts
6191074.61
3835376.78
2871564.02
3421931.09
2021391.78
Guarantees given in India
652382.29
589956.58
444062.27
399862.55
393303.13
Guarantees given Outside India
1030.33
0.00
219.50
0.00
0.00
Acceptances, endorsements & other obligations
242528.45
210148.66
171293.06
148184.17
131798.72
Other Contingent liabilities
4812047.27
3330440.26
3125923.31
2830276.30
2049316.77
Bills for collection
88804.23
153682.87
174132.63
49919.08
22140.48
Book Value
15.22
14.30
13.82
13.45
13.23
Adjusted Book Value
15.22
14.30
13.82
13.45
13.23